By: G. M. Filisko Published: June 4, 2010 Keep your emotions in check and your eyes on the goal, and you’ll pay less when purchasing a home. Here are six tips for negotiating the best price on a home. 1. Get prequalified for a mortgage Getting prequalified for a mortgage proves to sellers that you’re [...] Read more

Statewide Programs USDA Guaranteed Rural Housing Program Details: Home purchases in eligible rural or small towns and non-metropolitan areas of counties; Loan amount can include closing costs and repairs; Resale or new construction; Negotiated market rates. Available statewide in eligible rural areas only. Income Eligibility: Ranges from $73,600 to $92,000 based on county, higher limits [...] Read more

APPLE FESTIVAL Our popular Apple Festival is held over several weekends. Come up to the Bluff and enjoy a large variety of the best cooking apples (Gravenstein, Lodi, Transparent), fresh pressed cider, and other produce. Look for many more apple varieties in October. We’ll also have live music, great food, craft booths, corn and straw [...] Read more

Four household dangers you should pay more attention to than bedbugs. With bedbug paranoia gripping the nation right now, homeowners everywhere are scrambling to take more precautions against the blood-sucking pests than ever. And while we wouldn’t wish what’s happening in Ohio on anyone, we thought we’d put the bedbug ”crisis” into a little perspective. [...] Read more